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APY = Annual Percentage Yield. Rates effective as of April 25, 2018. Fees may reduce earnings.

Kasasa Cash*Learn More

Balance Minimum Opening Deposit Dividend Rate APY
0 - $10,000 $0 3.20% 3.25%
$10,000+ $0 0.25% 3.25% to 0.52%
All balances if qualifications not met $0 0.05% 0.05%

Qualifications

Earning the full rewards is so easy, you're probably already doing it! To earn your rewards, simply use your Kasasa Cash account with the following activities and transactions each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and receive e-statement notices
  • Be enrolled and log in to online banking

If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide ATM fee refunds the very next month.

Kasasa Saver*Learn More

Balance Minimum Opening Deposit Dividend Rate APY
0 - $25,000 $0 1.00% 1.01%
$25,000+ $0 0.25% 1.01% to 0.40%
All balances if qualifications not met $0 0.05% 0.05%

Qualifications

Qualifying for Kasasa Cash or Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Simply use your Kasas Cash or Cash Back account with the following activities and transactions each monthly qualification cycle:

  • Have at least 12 debit card purchases that post and settle
  • Be enrolled in and receive e-statement notices
  • Be enrolled and log in to online banking

It's no problem if you miss a qualification cycle. Both accounts are still free and earn our base interest rate. And you can get back to earning rewards the very next month you qualify.

Share CertificatesLearn More

Term Minimum Balance APY
6 months $500 1.36%
12 months $500 1.76%
18 months $500 1.77%
24 months $500 2.02%
30 months $500  2.02%
36 months $500 2.12%
48 months $500  2.33%
60 months $500  2.53%

Penalties may apply for early withdrawals. IRA Certificates not available in 6-month term. 

Money Market AccountLearn More

Balance APY
$2,000.00 - $19,999.99 0.35%
$20,000.00 - $49,999.99 0.45%
$50,000.00+ 0.50%

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