Pay Loans

Transfer from your Service 1 FCU account

• Available anytime, anywhere
• FREE!
• Payment applied same day
• Regular monthly or principal-only payments
• Set it and forget it: Schedule future and recurring payments
• Configure text/email reminders
• Log into It'sMe247 Online Banking via computer or mobile app to pay:

Pay Now

Transfer from another financial institution

• Available anytime, anywhere
• FREE!
• Payment applied within 3 to 5 business days (unless prescheduled)
• Set it and forget it: Schedule future and recurring payments
• Configure text/email reminders
• Complete an A2A transfer authorization to get started today^§
• Log into It'sMe247 Online Banking via computer or mobile app to pay:

Pay Now

^§contact the Member Service Center for assistance with A2A setup

Pay by card or bank routing number

• Available anytime, anywhere
• $4.95 CONVENIENCE FEE*
• Payment applied typically within one business day
• Regular monthly or principal-only payments
• Set it and forget it: Schedule future and recurring payments
• Pay online via computer or mobile
• Register or log in to pay:

Pay Now

*Payments made with a debit or credit card or bank routing number from a non-Service 1 FCU account utilize a third-party payment service which assesses a nominal convenience fee of $4.95 per transaction

Make payments FREE in It'sMe247 Online Banking via Bill Pay or A2A transfer using your Service 1 FCU savings or checking account. See Service 1 FCU for details.

Additional Ways to Pay

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Mail

• Payment generally received within 5 to 7 business days
• Mail checks^† to:
  Service 1 Federal Credit Union
  PO Box 810
  Muskegon MI 49443

^†Please include loan coupon (available in It'sMe247 Online Banking)

Phone

• Payment received immediately
• $2.00 convenience fee per payment/transfer
• Member Service Center: (800) 879-9697

Office

• FREE!
• Visit your nearest branch

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AVAILABILITY OF DEPOSITS: Funds from deposits may not be available for immediate withdrawal

Member's Choice Borrower Security

This is a voluntary debt cancellation program that can cancel your eligible loan balance up to the agreement maximum should you die before paying off your loan. 

If you become disabled due to a protected illness or injury, Member’s Choice Borrower Security can cancel your monthly loan payment, up to the agreement maximum. With payment cancellation, both the principal and interest portions of your loan payment are cancelled, up to the agreement maximum, and your loan balance declines. 

If you become involuntarily unemployed, Member’s Choice Borrower Security can defer the principal portion of your loan payment and cancel the interest portion up to the agreement limit. With interest cancellation, the loan balance does not decline. Program and other fees may continue to accrue. 

With Member’s Choice Borrower Security, you can only buy enough protection to cover your loan balance. 

*Subject to change.