This month
What to know before buying a home
Buying your first home? It’s one of the biggest purchases you’ll ever make—so it pays to go in prepared. It’s not just about the listing price.

Tools and Resources
Financial Wellness
From everyday budgeting to major life milestones, managing your finances with confidence starts with the right tools and knowledge. Explore articles, calculators, and coaching sessions—all designed to empower and support you on your financial journey!
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BORROWING & CREDIT

Credit Scores
3 min read
Every single time you use credit; the details are added to your credit...
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Using Credit
5 min read
Using credit can open up big possibilities, but it can also get you in...
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How Do I Build Credit?
5 min activity
Learn how to build your credit score from scratch or boost your decent...
Read MoreSaving

Saving With A Purpose
3 min activity
Outline your savings goals and timelines to see how saving with a...
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Build Your Emergency Fund
3 min activity
How much do you need to save for your emergency fund? Find out!
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50/30/20 Rule
7 min read
A simple, practical rule that’s easy to understand and apply to your financial routine.
Read MoreLife Changes

Retirement Calculator
3 min activity
How much will you need to save for retirement in order to maintain you...
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Preparing for a Baby
4 min read
Having a baby? Here’s how to plan financially for such a big change.
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Financial To-Dos for Newlyweds
4 min read
Getting married? You'll want to get your finances in order ahead of...
Read MoreHousing

What Mortgage Can I Afford?
7 min activity
Find the mortgage that works best with your monthly budget and homeownership goals.
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To Buy or Not to Buy?
5 min read
If you’re ready to change your living situation, you may be debating...
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What is a HELOC?
3 min read
A HELOC is a line of credit that allows you to borrow against the...
Read MoreRanger Club Kids (up to age 12)

Teaching Children About Money?
6 min read
These 6 activities teach spending, saving, and investing to kids.
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3 Jar Allowance for Kids
4 min read
The 3 jar money system encourages kids to learn about budgeting by...
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8 Lessons to Teach Kids about Credit
4 min read
Try these 8 credit tips that every kid needs to learn: how to use credit,...
Read MoreAdventure awaits in the Ranger Club for young savers!
Navigator Club (ages 13 - 17)

The 50/30/20 Rule for Teens
3 min read
Create a custom budget that follows the 50/30/20 rule and fits...
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Banzai Teen
80 min read
Gives teens the chance to work through real-life financial problems...
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Are You Cyber Safe?
10 min activity
Test your cyber safety smarts with an interactive simulation for teens 13-18.
Read MoreAdventure awaits in the Navigator Club for teen savers!
Cybersecurity

Preventing Identity Theft
3 min read
Stay alert against fraud and stay ahead of scammers and thieves...
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50 Internet Safety Tips
4 min read
Protect yourself online by learning 50 common internet safety tips...
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Recognize and Avoid Scams
4 min read
Defend yourself against scammers by learning to recognize red flags.
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Debt Solutions
Get expert assistance with debt management and financial wellness with GreenPath Financial Wellness.
Overdraft Protection
Conveniently and easily link additional accounts to transfer funds and avoid exceeding your balance.
Certified Financial Counselors
Service 1 FCU certified financial counselors can provide guidance and tools to help you get back on track, repair your credit, and move toward your dreams instead of "just getting by." Financial counseling is a complimentary service provided Service 1 FCU members by professionals who've completed a rigorous industry accreditation program and have earned the CCUFC designation: Credit Union Certified Financial Counselor. Contact your nearest branch office to get started on your financial wellness journey today!
Debt Protection
Life can be wonderful. But it can also get complicated when unexpected things happen. Protecting your loan balance or payments against death, disability, or involuntary unemployment could help protect your finances. Learn more about how we can help keep you covered by visiting any consumer loans page on this site.
Secured Rewards Credit Card
Build your credit and earn rewards with a credit card that makes spending more exciting. With low rates and convenient cash advances we make it easy to score big.
Disclaimer
This content is provided by Banzai in partnership with Service 1 FCU to offer general financial education. It is intended as a helpful starting point—not as financial or legal advice. Speak with a qualified, licensed professional for more information about mortgages and other financial services. Service 1 FCU does not make any warranties or representations as to the accuracy, applicability, completeness, or suitability for any particular purpose of the information contained herein. Service 1 FCU expressly disclaims any liability arising from the use or misuse of this information, and by visiting this site, you agree to release Service 1 FCU from any such liability. Do not rely upon the information provided in this content when making decisions regarding financial or legal matters without first consulting with a qualified, licensed professional.