This month

What to know before buying a home

Buying your first home? It’s one of the biggest purchases you’ll ever make—so it pays to go in prepared. It’s not just about the listing price.

financial-wellness

Tools and Resources

 

Financial Wellness

From everyday budgeting to major life milestones, managing your finances with confidence starts with the right tools and knowledge. Explore articles, calculators, and coaching sessions—all designed to empower and support you on your financial journey!

 

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BORROWING & CREDIT

Credit Scores
Credit Scores

3 min read

Every single time you use credit; the details are added to your credit...

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Card Image
Using Credit

5 min read

Using credit can open up big possibilities, but it can also get you in...

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how do I build credit
How Do I Build Credit?

5 min activity

Learn how to build your credit score from scratch or boost your decent...

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Saving

Credit Scores
Saving With A Purpose

3 min activity

Outline your savings goals and timelines to see how saving with a...

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Build Your Emergency Fund
Build Your Emergency Fund

3 min activity

How much do you need to save for your emergency fund? Find out!

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50-30-20
50/30/20 Rule

7 min read

A simple, practical rule that’s easy to understand and apply to your financial routine.

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Life Changes

Credit Scores
Retirement Calculator

3 min activity

How much will you need to save for retirement in order to maintain you...

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preparing for a baby
Preparing for a Baby

4 min read

Having a baby? Here’s how to plan financially for such a big change.

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Financial To-Dos for Newlyweds
Financial To-Dos for Newlyweds

4 min read

Getting married? You'll want to get your finances in order ahead of...

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Housing

Home Mortgage
What Mortgage Can I Afford?

7 min activity

Find the mortgage that works best with your monthly budget and homeownership goals.

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To buy or not to buy
To Buy or Not to Buy?

5 min read

If you’re ready to change your living situation, you may be debating...

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What is a HELOC
What is a HELOC?

3 min read

A HELOC is a line of credit that allows you to borrow against the...

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Ranger Club Kids (up to age 12)

Teaching Kids About Money
Teaching Children About Money?

6 min read

These 6 activities teach spending, saving, and investing to kids.

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3 Jar Allowance for Kids
3 Jar Allowance for Kids

4 min read

The 3 jar money system encourages kids to learn about budgeting by...

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Teach Kids about Credit
8 Lessons to Teach Kids about Credit

4 min read

Try these 8 credit tips that every kid needs to learn: how to use credit,...

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Adventure awaits in the Ranger Club for young savers!

 

Navigator Club (ages 13 - 17)

50/30/20 Rule for Teens
The 50/30/20 Rule for Teens

3 min read

Create a custom budget that follows the 50/30/20 rule and fits...

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Banzai Teen
Banzai Teen

80 min read

Gives teens the chance to work through real-life financial problems...

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Are you cyber safe
Are You Cyber Safe? 

10 min activity

Test your cyber safety smarts with an interactive simulation for teens 13-18.

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Adventure awaits in the Navigator Club for teen savers!

 

Cybersecurity

Preventing Identity Theft
Preventing Identity Theft

3 min read

Stay alert against fraud and stay ahead of scammers and thieves...

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Internet Safety Tips
50 Internet Safety Tips

4 min read

Protect yourself online by learning 50 common internet safety tips...

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Recognizing and Avoiding Scams
Recognize and Avoid Scams

4 min read

Defend yourself against scammers by learning to recognize red flags.

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Debt Solutions

Get expert assistance with debt management and financial wellness with GreenPath Financial Wellness.

Overdraft Protection

Conveniently and easily link additional accounts to transfer funds and avoid exceeding your balance.

Certified Financial Counselors

Service 1 FCU certified financial counselors can provide guidance and tools to help you get back on track, repair your credit, and move toward your dreams instead of "just getting by." Financial counseling is a complimentary service provided Service 1 FCU members by professionals who've completed a rigorous industry accreditation program and have earned the CCUFC designation: Credit Union Certified Financial Counselor. Contact your nearest branch office to get started on your financial wellness journey today!

Debt Protection

Life can be wonderful. But it can also get complicated when unexpected things happen. Protecting your loan balance or payments against death, disability, or involuntary unemployment could help protect your finances. Learn more about how we can help keep you covered by visiting any consumer loans page on this site.

Secured Rewards Credit Card

Build your credit and earn rewards with a credit card that makes spending more exciting. With low rates and convenient cash advances we make it easy to score big.

Disclaimer
This content is provided by Banzai in partnership with Service 1 FCU to offer general financial education. It is intended as a helpful starting point—not as financial or legal advice. Speak with a qualified, licensed professional for more information about mortgages and other financial services. Service 1 FCU does not make any warranties or representations as to the accuracy, applicability, completeness, or suitability for any particular purpose of the information contained herein. Service 1 FCU expressly disclaims any liability arising from the use or misuse of this information, and by visiting this site, you agree to release Service 1 FCU from any such liability. Do not rely upon the information provided in this content when making decisions regarding financial or legal matters without first consulting with a qualified, licensed professional.