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Paper or plastic? Well, plastic makes it easy to shop — and with our low rate, easy to save. Ask for a Visa® credit card today.

Key Features

Stress-Free Shopping

Low Rates

No Annual Fee

  • Make purchases across the globe, in stores and online
  • Rates as low as 9.9% APR*
  • True 25-day grace period for new purchases (if your previous Visa statement balance was paid in full)
  • Visa cash advances available without fees**
  • Easily replaced if lost or stolen 

To activate your Visa Card, call 800-543-5073.

If you have questions, please email

A secured credit card is different from regular credit cards in that you put the amount the credit card is worth in your Service 1 FCU savings account, and it is used as collateral for the purchases you’re making using the card. You’re able to safely and securely start establishing or rebuilding your credit score. 

If you’ve run into financial difficulty that resulted in damaged credit, you might find it hard to obtain new credit. Past credit mistakes can be nearly impossible to move past at times. With a secured Visa card from Service 1 FCU, you can begin to re-establish your credit. If you're just starting out, a secured credit card can help you build your credit.

Contact us for more details on how you can get started establishing or rebuilding your credit with a secure Visa card.

*APR=Annual Percentage Rate. Rates and terms are subject to change. Subject to credit approval. Membership eligibility required. Contact Service 1 Federal Credit Union for details.

**There are no fees for cash advances from your S1FCU Visa card. Take an advance at any Visa ATM or financial institution displaying the Visa logo. There is no grace period for cash advances. Interest is charged from the date of the transaction. Visa advances may be subject to a third party fee.

Sweet discounts & benefits

Love My Credit Union Rewards

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