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Rates Calculator

Picture this: you’re relaxing on a beach while your money grows itself. A share certificate makes that dream a reality.

Key Features

  • Fixed Dividend Rates
  • Wide Range of Terms
  • No Setup or Maintenance Fees
  • Fixed rates, higher than regular savings
  • Receive higher rates by selecting a longer term
  • Better guaranteed return over other risky investments
  • Set aside for future savings goals
  • A wide range of terms available (from 6 months to 5 years)*
  • No setup or maintenance fees
  • Early withdrawals subject to penalty
  • $500 minimum deposit to open


Federally Insured by NCUA

Start saving early at a higher rate! Open a youth or teen certificate starting with just a $100 minimum deposit. Enjoy the flexibility of adding funds during the term, too. Choose from 6-month, 12-month or 24-month terms. Help your kids save today — contact us for more information!

Term Minimum Balance APY**
6 months $100  1.50%
12 months $100  1.75%
24 months $500  2.75%


Federally Insured by NCUA

*IRA Certificates not available in 6-month term.  

**APY = Annual Percentage Yield.

Early withdrawals may result in the following penalties:

  • 12 months or less – 90 days of dividends
  • 18, 24 & 30 mo. – 180 days of dividends
  • 36, 48 & 60 mo. – 365 days of dividends

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