Picture this: you’re relaxing on a beach while your money grows itself. A share certificate makes that dream a reality.
Key Features
-
Fixed Dividend Rates
-
Wide Range of Terms
-
No Setup or Maintenance Fees
Details
- Fixed rates, higher than regular savings
- Receive higher rates by selecting a longer term
- Better guaranteed return over other risky investments
- Set aside for future savings goals
- A wide range of terms available (from 6 months to 5 years)*
- No setup or maintenance fees
- Early withdrawals subject to penalty†
- $500 minimum deposit to open
Youth Certificates
Start saving early at a higher rate! Open a youth or teen certificate starting with just a $100 minimum deposit. Enjoy the flexibility of adding funds during the term, too. Choose from 6-month, 12-month or 24-month terms. Help your kids save today — contact us for more information!
| Term | Minimum Balance | APY** |
|---|---|---|
| 6 months | $100 | 0.35% |
| 12 months | $100 | 0.40% |
| 24 months | $500 | 0.45% |
*IRA Certificates not available in 6-month term.
**APY = Annual Percentage Yield.
† Early withdrawals may result in the following penalties:
- 6 & 12 mo. – 90 days of dividends
- 18, 24 & 30 mo. – 180 days of dividends
- 36, 48 & 60 mo. – 365 days of dividends
