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Sometimes you don't need bells and whistles. Basic checking plays it safe with your money — no monthly requirements.

Key Features

  • No Monthly Service Charge
  • Electronic Banking
  • Debit Mastercard®

No-frills checking. It checks all the boxes:

  • Simplified checking solution
  • No monthly service charge
  • No minimum balance requirements
  • Unlimited check writing and transactions
  • Free electronic banking
  • Free debit Mastercard®
  • Surcharge-free ATMs available
  • Shared branching available
  • Overdraft protection available; see if you qualify
  • No minimum deposit to open

personal checks icon illustration

Paper checks: check!

To reorder checks, visit our partner site, Harland Clark. Have the Service 1 FCU routing number, your account number and account ZIP code ready for quick access.


Looking for a more rewarding account?

Head over to the account comparison page to see if Kasasa Cash®, Kasasa Cash Back® or Kasasa Tunes® are more your style. Earn rewards—plus get your ATM fees refunded, nationwide—in your FREE Kasasa® checking account with no monthly fees.


Federally Insured by NCUA

Sweet discounts & benefits

Love My Credit Union Rewards®

It's easy to join us

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