Tip of the Month

May 2008

Are You Considering Buying a New Home?

Here are a few simple steps you should take before you drive through neighborhoods, search the Internet listings, or start touring open houses.

• Check your credit report. Visit www.annualcreditreport.com and order at least one of your free annual credit reports. You might want to pay the small fee necessary to obtain your credit score as well.
• Do whatever you can to improve your score. Clear up old debts and be sure to correct any mistakes in your report.
• Now, turn to our mortgage partner, Central States Mortgage, for pre-approval. With your mortgage ready to go, you will be in the strongest possible position to make an offer.

With low rates, low fees and a variety of programs, Mike VanderWall at Central States Mortgage can help you take advantage of today’s buyer-friendly market conditions. Call 231-799-0517 or stop by for more information.